Set Yourself Up For Success
Divorce can be an incredibly difficult, emotional time. The financial stakes can be high and are often overlooked or underestimated. Consulting a financial professional trained in the complex matters of divorce can help you prepare for both your short and long-term financial well-being after divorce.
Divorce Financial Planning Services
What it is…
Divorce Financial Planning services may include (although not an exhaustive list):
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- Developing a Post-Divorce Spending Plan where we’ll examine your current lifestyle and brainstorm new – and changes to – your expenses
- Examining the effects of support payments to your Spending Plan
- Calculating a spousal support buy-out
- Valuing separate property
- Collecting, organizing and reviewing financial documents
- Assisting with completion of financial affidavits
- Creating a detailed marital balance sheet listing everything you own and owe
- Exploring the financial implications of property settlement scenarios
- Projecting income and expenses into the future, factoring in the impacts of taxes and inflation over time
- Considering various options for the home
- Exploring possible creative settlement ideas
- Estimating Spousal Social Security benefits
- Valuing pensions
- Calculating income available and/or need for support
- Evaluating executive compensation including restricted stock, stock options and RSU benefits
- Collaborating with your attorney and/or mediator
- Connecting you with any other resources needed in your process
- Providing financial education and guidance – from basic to more complex situations
- Assisting with post-divorce tasks and fulfilling the terms of your agreement
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Who it’s for…
Individuals
Perhaps you are the non-financial spouse or simply want to ensure you’re making wise financial decisions for yourself. As an expert who understands the financial complexities of divorce, I’ll be your trusted partner to help you navigate the uncertainty with confidence.
Couples
As a neutral party in either mediation or Collaborative divorce, I help facilitate effective conversations that will help you both explore options and possibilities based on your respective needs, challenges and interests for as close to a win-win outcome for you and your family.
Attorneys & Mediators
As a Certified Financial PlannerTM and Certified Divorce Financial Analyst® professional who is also Collaboratively trained and a Certified Mediator, I’ll support your case as an experienced financial expert and member of the divorce team.
What it costs…
“An ounce of prevention is worth a pound of cure.”
-Benjamin Franklin
Divorce Financial Planning can help prevent costly mistakes and omissions once your divorce is final and best prepare you for your new financial future. This service is provided at an hourly rate of $250. A retainer of $2,500 is collected at the beginning of our engagement ($3,000 for couples); to be replenished as needed.
Post-Divorce Financial Planning
Your divorce is final! Now what? It may be tempting to put the divorce behind you and move on to a fresh new start. But there is still a lot of work to do.
You’ll need to carry out the terms of your judgment: close accounts, transfer investments, execute QDROs, update beneficiaries… the list goes on. Whether or not we worked together during your divorce, I can help you reset, reimagine and rebuild your next chapter for a fabulous financial future.
As a CERTIFIED FINANCIAL PLANNER™ professional, I’ll use my 24 years of experience to help you manage your financial life and Cultivate Your Financial Comeback.
About My Fees
As a fee-only financial planner, I am paid directly by you, my client. That means I don’t accept any sales commissions, referral fees, service fees, or other form of compensation from any third party.
And as a fiduciary, I made an oath to serve your best interests and put your needs before my own financial gain—always. My pricing is transparent and straightfoward to further minimize any perceived conflict of interest.
Divorce financial planning is a fee-only process that does not involve securities or insurance transactions.
You Can Feel Confident In Your Financial Future with a little Education and a Plan. Get Started Today.
Disclaimer
Julie Quick is NOT AN ATTORNEY AND DOES NOT PROVIDE LEGAL ADVICE. All information she provides is financial in nature and should not be construed as legal or tax advice. Individuals seeking legal or tax advice should solicit the counsel of competent legal or tax professionals knowledgeable about the divorce laws in their own geographical areas.