Set Yourself Up For Success
Divorce can be an incredibly difficult, emotional time. The financial stakes can be high and are often overlooked or underestimated. Consulting a financial professional trained in the complex matters of divorce can help you prepare for both your short and long-term financial well-being after divorce.
Divorce Financial Planning Services
What it is…
Step One
Develop a Post-Divorce Spending Plan
Using modern technology, we’ll analyze your historical expense patterns to develop a forward-looking spending plan. This plan will help you estimate your post-divorce living costs accurately, so you can assess your financial needs realistically. Often underestimated or skipped, this foundational step is essential for understanding and planning your financial future.
Step Two
Determine What You Own and What You Owe
In this stage, we’ll conduct a thorough review of the assets and debts accumulated during your marriage, compiling a comprehensive “Marital Balance Sheet.” This tool will be key for understanding the full picture of your current financial situation and exploring thoughtful property division scenarios.
Step Three
Examine Future Financial Projections
By combining insights from Steps 1 and 2, we’ll project a potential settlement into the future, allowing you to see both its short- and long-term feasibility. This step will illustrate the impacts of taxes, inflation, and retirement, helping you make fully informed decisions as you move through the divorce process.
Who it’s for…
Individuals
Perhaps you are the non-financial spouse or simply want to ensure you’re making wise financial decisions for yourself. As an expert who understands the financial complexities of divorce, I’ll be your trusted partner to help you navigate the uncertainty with confidence.
Couples
As a neutral party in either mediation or Collaborative divorce, I help facilitate effective conversations that will help you both explore options and possibilities based on your respective needs, challenges and interests for as close to a win-win outcome for you and your family.
Attorneys & Mediators
As a Certified Financial PlannerTM and Certified Divorce Financial Analyst® professional who is also Collaboratively trained and a Certified Mediator, I’ll support your case as an experienced financial expert and member of the divorce team.
What it costs…
“An ounce of prevention is worth a pound of cure.”
-Benjamin Franklin
Divorce Financial Planning can help prevent costly mistakes and omissions once your divorce is final and best prepare you for your new financial future. This service is provided at an hourly rate of $300 with a 10 hour minimum. A retainer of $3,000 is collected at the beginning of our engagement ($4,000 for couples); to be replenished as needed.
Divorce Final? Cultivate Your Financial Comeback Post-Divorce
Once your divorce is final, there is still a lot of great work we can do together. You’ll need to carry out the terms of your judgment: close accounts, transfer investments, execute QDROs, update beneficiaries and get your financial future back on track.
Whether or not we worked together during your divorce, I can help you reset, reimagine and rebuild your next chapter holistically and comprehensively.
As a CERTIFIED FINANCIAL PLANNER™ professional, I’ll use my 25 years of experience to help you enhance your financial life and Cultivate Your Financial Comeback.
About My Fees
As a fee-only financial planner, I am paid directly by you, my client. That means I don’t accept any sales commissions, referral fees, service fees, or other form of compensation from any third party.
And as a fiduciary, I made an oath to serve your best interests and put your needs before my own financial gain—always. My pricing is transparent and straightfoward to further minimize any perceived conflict of interest.
Divorce financial planning is a fee-only process that does not involve securities or insurance transactions.
You Can Feel Confident In Your Financial Future with a little Education and a Plan. Get Started Today.
Disclaimer
Julie Quick is NOT AN ATTORNEY AND DOES NOT PROVIDE LEGAL ADVICE. All information she provides is financial in nature and should not be construed as legal or tax advice. Individuals seeking legal or tax advice should solicit the counsel of competent legal or tax professionals knowledgeable about the divorce laws in their own geographical areas.